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Many experts say your mortgage loan shouldn't exceed 2. 5 times your annual salary. Your monthly payment will be dictated by the size of your loan and the amount of your down-payment. You can reduce the size of your monthly payment by increasing the size of your down-payment. Get pre-approved by a mortgage lender. Before beginning your home search, it's a good idea to get your loan pre-approved by a mortgage lender.

This will let you know how large of a loan you can expect to get. You can use this information to narrow your home search to properties that are priced to fall within the limits of your loan amount.

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Texas Is Throwing People in Jail for Failing to Pay Back Predatory Loans. Huffington Post. December 29, 2014. Accessed February 17, 2016.

https:www. huffingtonpost. com20141229texas-payday-lending_n_6355602. html. OppLoans is not affiliated with any of the programs, services or organizations referenced on this page.

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